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Simple steps

Get help

Were you scammed? Or do you want to stay safe?

Two simple paths. Pick the one that fits.

I was scammed

Answer three quick questions. Get a step-by-step plan for what to do now.

Get my recovery plan

I want to stay safe

Answer ten short questions and find the three things to fix first.

Take the safety checkup

Never pay anyone who offers to get your money back.

Fake recovery services contact people who have just lost money. A real agency never asks for a fee up front.

Six habits that block most scams

None of them need tech skills. They just need a pause.

Pause on anything urgentReal organisations give you time. A countdown is a sales trick, not a rule.
Check another wayHang up and call the number on your card. Open the app instead of the link.
Never move money to “keep it safe”No bank or agency will ask you to transfer funds to a safe account.
Use two-step sign-inA stolen password is not enough when a second step is needed.
Give your email its own passwordYour email resets everything else, so protect it the most.
Tell someoneScammers want secrecy. A quick “does this look right?” breaks the spell.

Who to contact in your country

Find your country

United States

North America

Report the scam

FTC, ReportFraudreportfraud.ftc.govReport scams whether or not you lost money.
FTC by phone1-877-FTC-HELP (382-4357)
FBI Internet Crime Complaint Centeric3.govFor internet fraud.

Other agencies

Identity theft (FTC)1-877-ID-THEFT
Mail fraud: Postal Inspection Service1-800-372-8347
Securities fraud: SEC1-800-SEC-0330

Closer to home

Local police or your state attorney generalReport there too, and call your bank first if money moved.

Canada

North America

Report the scam

Canadian Anti-Fraud Centrereportcyberandfraud.canada.caYou can report anonymously.
CAFC by phone1-888-495-8501Monday to Friday, 10 am to 4:45 pm Eastern.

Closer to home

Your local policeThey investigate. Contact them as soon as you can.
Your bank or card issuerCall the number on your card.

United Kingdom

Europe

Report the scam

Report Fraud (England, Wales, Northern Ireland)reportfraud.police.ukReplaced Action Fraud on 4 December 2025.
Report Fraud by phone0300 123 2040
Scotland: Police Scotland101

Your bank

Call 159 to reach your bank159Connects to most UK banks and cannot be spoofed. Run by Stop Scams UK.
About 159stopscamsuk.org.uk/159

Australia

Oceania

Report the scam

Scamwatch (National Anti-Scam Centre)portal.scamwatch.gov.au/report-a-scam
Report a scam websiteforms.scamwatch.gov.au/report-a-scamwebsite
Police cybercrime reportcyber.gov.au/report-and-recover/reportUse this if money or personal details were stolen.

Get support

IDCAREidcare.orgHelp with identity misuse and recovering from a scam.
Your bank or card providerContact them right away and ask them to stop transactions.
Emergency000If anyone is in danger.

New Zealand

Oceania

Report the scam

NZ Police (online fraud and cybercrime)105
Text scams: forward free to7726Department of Internal Affairs.
Scam websites: National Cyber Security Centrencsc.govt.nz
Investment scams: Financial Markets Authorityfma.govt.nz

Get support

Netsafenetsafe.org.nz/reportOnline harm and scam advice.
Your bank or payment providerContact them first if money or accounts are affected.
Emergency111

Singapore

Asia

Report the scam

Singapore Police Force, make a police reportpolice.gov.sgUse the Police eServices portal.

Get advice

ScamShield helpline1799Advice from National Crime Prevention Council officers.
ScamShield guideguide.scamshield.gov.sg

Malaysia

Asia

Report the scam

National Scam Response Centre (NSRC)997Open 24 hours. Police, Bank Negara, MCMC and banks work together. A call counts as a police report.
Police commercial crime unit (CCID)Go to your nearest police station and ask for CCID, especially for large losses.

Check first

PDRM Semak Mulesemakmule.rmp.gov.myCheck if a bank account or phone number was flagged.
Your bankUse the hotline on your bank app or website.

Philippines

Asia

Report the scam

Cybercrime Investigation and Coordinating Center (CICC)cicc.gov.ph/reportPasses complaints to the police, NBI or Department of Justice.
CICC hotline1326

If money was lost

Police blotter and notarized affidavitBanks and e-wallets usually need both before they freeze the receiving account.
Your bank or e-walletUse the official help channel in your app.

India

Asia

Report the scam

National Cyber Crime Helpline1930Open 24 hours. Call as soon as money moves.
National Cyber Crime Reporting Portalcybercrime.gov.inReport online and track your complaint.

Closer to home

Your bankAsk them to block cards and UPI linked to the details you shared.

Pakistan

Asia

Report the scam

National Cyber Crimes Investigation Agency (NCCIA)1799Took over from the FIA Cybercrime Wing in April 2025.

Closer to home

Your bank or mobile-wallet providerAsk them to lock any account linked to the details you shared.

Bangladesh

Asia

Report the scam

CID Cyber Police Centrecid.gov.bdBring your NID number, a timeline and any evidence.
Police Cyber Support for Womenpolice.gov.bd/en/police_cyber_support_for_womenConfidential help for women who are victims of cybercrime.

If money was lost

Your bank complaint cellContact it first.
Bangladesh Bank hotline16236Working-day office hours. Online complaints at cms.bb.org.bd.
bKash helpline16247Report straight away and change your PIN.
Nagad helpline16167

Other

BTRC (telecom scams)btrc.gov.bd
National emergency999If someone is in danger.
Helpline for women and children109Includes sextortion.

Nigeria

Africa

Report the scam

Economic and Financial Crimes Commission (EFCC)efcc.gov.ngReport online or at any EFCC office.
Nigeria Police ForceGo to your nearest police station.

Other

Your bankContact it at once using official numbers only.
NCC and ngCERTForward suspicious messages and websites to them.

South Africa

Africa

Report the scam

South African Police ServiceReport at your nearest station.
Southern African Fraud Prevention Service (SAFPS)safps.org.zaAdds the case to a fraud-tracking database.

Money and investments

Your bank fraud departmentCall immediately. Some banks also take reports on WhatsApp.
Financial Sector Conduct Authorityfsca.co.zaCheck whether a provider is registered.
FAIS OmbudsmanFor fraud involving financial advice or products.

Anywhere else

Everywhere

Report the scam

Search "report fraud" with your country name and use a government website

Checked against official agency and provider pages on 18 Oct 2026. Numbers and opening hours change, so confirm on the agency site before relying on them.